Submitting to TFD

1. Don’t be afraid of honesty.

Everyone has a story to tell about personal finance, whether it’s living with six figures of student debt or buying a home at 25. We want to hear what really happened, beyond the statistics and the generalized essays about millennials. The more you speak to the honesty of your experience, the better — you don’t have to sugarcoat your story here.

2. Every point has a counterpoint.

If someone has shared an opinion on TFD and you disagree, we always welcome a good response. As long as we’re respectful of each other, and accept that what is true for one person might not be for another, we want to hear every side of an argument.

3. No topic is too serious, or not serious enough.

Saving money by going to free yoga meet-up groups is just as valid as hard-learned investment advice. It’s all part of living smarter.

4. Don’t just tell us what you do, tell us why you do it.

We want to hear about the money values you live by, the work strategies you follow, or the relationship rules you implement before settling down. But we also want to know how they came to be: did your parents teach you? Did you learn through trial and error? How we come to financial decisions is hugely valuable.

5. Own your mistakes.

We don’t have to be embarrassed of them here, because they are tools as important to building our future as our successes. None of us are here to prove we’re perfect, we’re here to get better.

6. Own your privilege.

Part of the problem in talking about money is that, so often, the people who don’t have to worry about it never talk about it. But we’d all be a lot happier if we were honest about the fact that some of us have advantages. The more we acknowledge where we are lucky, the less people will feel the need to keep up with an illusion.

7. Write the piece you would want to read.

Be funny, be open, be smart, be honest. Let people know something about you, and show someone they are not alone in the process. We don’t have to take ourselves so seriously, or be so taboo about money. We were always taught that money was the one thing you shouldn’t discuss, but to be honest, that’s bullshit. That’s what’s holding us back. And that’s what we’re going to change, together.

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