4 “Difficult” Money Moves That Are Actually Really Easy

This post is brought to you by TurboTax.

Getting your financial life together isn’t always easy. In fact, sometimes it is downright hard. However, more often than not, the hardest part of any financial journey is taking the first step. When there are so many important things to do that feel daunting and impossible, it is hard to know where (and how) to begin. Trust us — we know what it feels like to look at a big, scary, adult task and feel like we’re totally in over our heads. Every member of the TFD team has found themselves in a situation, at one time or another, where it felt like the only way to dig out what to obtain a secret financial skill set that was totally out of reach. That’s where the fear of starting comes in. And it makes sense why one would be afraid to tackle something financially that they never have before. It is easy to confuse “new” with “impossible,” and when you’re doing something money-wise for the first time (like rebuilding a damaged credit score, doing your own taxes or opening up a retirement account, for example). And “impossible” is a difficult hump to get over when it comes to something as important to you as your money. You don’t want to mess up — we know that more than anyone. And the best way to make sure you don’t mess up is to not try, right?

Wrong. So, instead of writing off the life you want and allowing yourself to believe that it is fully out of reach because you’re certain that you’re not capable of doing what needs to be done to get you where you want to be financially, you have to give the hard, seemingly-impossible stuff a shot. But we’re here with excellent news: none of it is nearly as difficult as you think it is.

A lot of the more difficult-sounding money moves aren’t half as daunting in practice as they seem when you imagine them in your head or read about them online in a personal finance blog that really just aims to boast how the author reached FIRE by age 27 and tell you to stop buying avocado toast. On the contrary, many super intimidating financial tasks — like doing your taxes, starting a business, or beginning to invest — are actually really manageable when you break them down, and have the right tools. More good news: we have the right tools. In this week’s video on the TFD YouTube channel, Chelsea teamed up with TurboTax to break down and demystify four difficult-sounding money moves that are actually a lot easier than you think. If you’re ready to change your financial life, but feeling a little intimidated about how and where to start, check it out here:

This post is brought to you in partnership with TurboTax. Check out TurboTax Live to get started on personalized tax assistance today.

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