Personal finance is just that: personal. Sure, there are some hard and fast rules everyone should abide by. like living within one’s means no matter your income. But for the most part, how you handle your money is entirely up to you.

That said, there are plenty of tips and tricks you can follow to help you achieve financial freedom and make your life a bit easier, like setting up an emergency savings fund or making smart investments now to ensure you have a safety net in the future. But just as there’s a plethora of advice out there on what you should be doing with your money, the same goes for what you shouldn’t be doing. Seriously, there’s no shortage of money experts in the personal finance world telling people what sort of money moves they should avoid at all costs unless you want to wreck your financial life.

Sometimes, though, it’s okay to take a little risk. There may come a point when it actually might be beneficial to live a little on the wild side, at least when it comes to your personal finances. In this week’s installment of the 3-minute guide, brought to you by Skillshare, Erin debunks two controversial money moves that are actually quite beneficial, despite their negative connotations. Head over to the TFD channel to find out what they are.

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