If you’ve been reading (or watching!) TFD for any length of time, you probably understand how important it is to have a good-to-excellent credit score — and how much you can be set back by having a low one. Chelsea even started TFD as her own accountability blog; before she ever thought of turning it into a business, she used it to keep tabs on her efforts to increase her wrecked credit and turn around her generally terrible money habits (I’m sure many of us can relate). A good credit score can open so many doors in our society, and unfortunately, a bad one can prevent you from having nearly as many options. It affects everything from your available credit card options to being approved or denied for a lease or mortgage to even your insurance premiums.
But once you understand that you need a good credit score to have access to the things you want in life, the problem becomes a bit trickier: how do you increase it? In our most recent episode of The Lifestyle Fix, Tasha walks us through the specific strategies she used to grow her score from the 500s to the 800s, and how you could do the same. For instance, if you have a “derogatory mark” on your score, there are some steps you’ll want to take to erase them besides just waiting it out. It takes time, but it is more than worth it! Head over to the TFD YouTube channel to hear the rest of Tasha’s great advice.
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